No fees. Minimum paperwork. Fast & affordable.

Business Loans from R20,000 up to R3,000,000 approved in three days or less.

Apply Now for a Business Loan

    Minimum 1 + years in business? *
    YesNo

    Is your Annual Revenue R500,000 +? *
    YesNo

    Are you Located in South Africa? *
    YesNo

    I accept the terms & conditions

    Yes

    About LendLink


    Untitled Document Our sole mission is to help business owners secure the loans they need to grow their businesses by linking them to alternative business loan providers. SME business is the lifeblood of the South African economy, and yet, it's amazing how high the odds are stacked against them. The biggest problem they face is access to capital and we all know that businesses need money to make money. Most business owners get denied by banks for business loans that can help their businesses to grow. That's where LendLink can provide them with a free link to alternative business loan products and providers. With a simple online application process, LendLink is committed to helping business owners find business loans quickly and easily through a transparent application process.

    Our Values


    Open

    We provide you with clear information about the services we offer, including any fees or charges.

    Honest

    We will tell you if we cannot find a business funding option we consider suitable. We fully aim to keep you informed in a manner that is unambiguous and not misleading.

    Caring

    We continually aim to understand your business needs, preferences and circumstances allowing us to find the business loan options that suits you best.

    Fast

    Our streamlined lending process is efficient and fast, we remove all the effort involved in finding lenders yourself.

    Industries that LendLink service:


    Lendlink_Retail-1

    Retail

    Lendlink_Automotive-1

    Automotive

    Lendlink_Manufacturing-1

    Manufacturing

    Lendlink_Supermarket-1

    Supermarkets

    Lendlink_HealthBeauty-1

    Health & Beauty

    Lendlink_Accounting-1

    Accounting

    Lendlink_Restaurants-1

    Restaurants & Hotels

    Lendlink_ChildCare-1

    Child Care

    Lendlink_Entertainment-1

    Entertainment

    Lendlink_Franchise-1

    Franchise

    Lendlink_Medical-1

    Medical

    Lendlink_Construction-1

    Construction

    Typical funding uses include:


    Purchasing Inventory

    Remodelling / Renovating

    Handling Unexpected Expenses

    Hiring Employees

    Opening New Locations

    Purchasing Equipment

    Launching Marketing Campaigns

    Managing Cash Flow

    Bridging Receivables Gaps

    How it works


    Step1

    Complete an online application form in minutes.

    Step2

    Submit your last 6 months’ bank statements and receive provisional approval and/or offers from 2 – 3 lenders.

    Step3

    Accept offer/s or submit the previous 6 months’ bank statements & management accounts for final approval.

    Step4

    Sign your loan agreement electronically and receive your capital in 3 days.

    Frequently asked questions


    How secure is my information?



    LendLink applies the latest security standards to protect your data. This includes encryption, logging, backups, and safe-guarding data.

    We will never sell your personal or business information. In addition, your data will not be disclosed to third parties except with your explicit permission.

    How does LendLink make money?




    Transparency is integral to our business philosophy. We are proud of the fact that we only make money when a business owner is successful in securing a loan. When a loan is successfully funded, the lender pays us 1% to 3% of the total loan amount as an origination fee. These fees are far less than what traditional brokers receive in alternative finance, and are among the lowest in any industry.

    Can a start-up business secure a loan through LendLink?




    Let’s face the facts: it is difficult for any lender to provide a business loan without a track record of existing customers or turnover to lend against. Start-ups have a difficult time securing loans under any conditions, because there is nothing for the lenders to write loans against.

    For many business owners, the right move may be to wait a while for the company to mature before they start looking around for a loan. In light of the above, our service offering does not cover start-up companies.

    What are the qualifications for a loan?




    Criteria differ between the various lenders as well as the product / funding that you are looking for. As a minimum requirement, you should be in business for at least 12 months and generate a monthly turnover of at least R45,000.

    What documentation is generally required to get a loan from your alternative business loan providers?




    The documentation required for a loan application varies from lender to lender. It’s difficult to give an exact list of the requirements, but there are some guidelines to follow.

    No matter who the lender is or what product you are applying for, be prepared to support the numbers and information on your loan application from a historical perspective. In other words, you are going to need to show proof of your income and expenses to establish the past performance of your business.

    The following is a list of the most common documentation requests:

    • 6 – 12 Months’ bank statements;
    • Up to date Managements Accounts;
    • Company CIPC documents;
    • Verification from your landlord if you rent office / industrial / retail space.

    Contact LendLink





      Phone:

      087 135 4389

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