No fees. Minimum paperwork. Fast & affordable.

Business Loans from R20,000 up to R5,000,000 approved in three days or less.

quote3
quote7
quote6
quote4
quote2
quote5
quote8
quote

Apply Now for a Business Loan

Minimum 1 + years in business? *
YesNo

Is your Annual Revenue R500,000 +? *
YesNo

Are you Located in South Africa? *
YesNo

I accept the terms & conditions

Yes

About LendLink


Untitled Document Our sole mission is to help business owners secure the loans they need to grow their businesses by linking them to alternative business loan providers. SME business is the lifeblood of the South African economy, and yet, it's amazing how high the odds are stacked against them. The biggest problem they face is access to capital and we all know that businesses need money to make money. Most business owners get denied by banks for business loans that can help their businesses to grow. That's where LendLink can provide them with a free link to alternative business loan products and providers. With a simple online application process, LendLink is committed to helping business owners find business loans quickly and easily through a transparent application process.

Our Values


Open

We provide you with clear information about the services we offer, including any fees or charges.

Honest

We will tell you if we cannot find a business funding option we consider suitable. We fully aim to keep you informed in a manner that is unambiguous and not misleading.

Caring

We continually aim to understand your business needs, preferences and circumstances allowing us to find the business loan options that suits you best.

Fast

Our streamlined lending process is efficient and fast, we remove all the effort involved in finding lenders yourself.

Industries that LendLink service:


Lendlink_Retail

Retail

Lendlink_Automotive

Automotive

Lendlink_Manufacturing

Manufacturing

Lendlink_Supermarkets

Supermarkets

Lendlink_Health&Beauty

Health & Beauty

Lendlink_Accounting

Accounting

Lendlink_Restaurants&Hotels

Restaurants & Hotels

Lendlink_Childcare

Child Care

Lendlink_Entertainment

Entertainment

Lendlink_Franchise

Franchise

Lendlink_Medical

Medical

Lendlink_Construction

Construction

Typical funding uses include:


Purchasing Inventory

Remodelling / Renovating

Handling Unexpected Expenses

Hiring Employees

Opening New Locations

Purchasing Equipment

Launching Marketing Campaigns

Managing Cash Flow

Bridging Receivables Gaps

How it works


Step1

Complete an online application form in minutes.

Step2

Submit your last 6 months’ bank statements and receive provisional approval and/or offers from 2 – 3 lenders.

Step3

Accept offer/s or submit the previous 6 months’ bank statements & management accounts for final approval.

Step4

Sign your loan agreement electronically and receive your capital in 3 days.

Frequently asked questions


How secure is my information?

LendLink applies the latest security standards to protect your data. This includes encryption, logging, backups, and safe-guarding data.

We will never sell your personal or business information. In addition, your data will not be disclosed to third parties except with your explicit permission.

How does LendLink make money?

Transparency is integral to our business philosophy. We are proud of the fact that we only make money when a business owner is successful in securing a loan. When a loan is successfully funded, the lender pays us 1% to 3% of the total loan amount as an origination fee. These fees are far less than what traditional brokers receive in alternative finance, and are among the lowest in any industry.

Can a start-up business secure a loan through LendLink?

Let’s face the facts: it is difficult for any lender to provide a business loan without a track record of existing customers or turnover to lend against. Start-ups have a difficult time securing loans under any conditions, because there is nothing for the lenders to write loans against.

For many business owners, the right move may be to wait a while for the company to mature before they start looking around for a loan. In light of the above, our service offering does not cover start-up companies.

What are the qualifications for a loan?

Criteria differ between the various lenders as well as the product / funding that you are looking for. As a minimum requirement, you should be in business for at least 12 months and generate a monthly turnover of at least R45,000.

What documentation is generally required to get a loan from your alternative business loan providers?

The documentation required for a loan application varies from lender to lender. It’s difficult to give an exact list of the requirements, but there are some guidelines to follow.

No matter who the lender is or what product you are applying for, be prepared to support the numbers and information on your loan application from a historical perspective. In other words, you are going to need to show proof of your income and expenses to establish the past performance of your business.

The following is a list of the most common documentation requests:

  • 6 – 12 Months’ bank statements;
  • Up to date Managements Accounts;
  • Company CIPC documents;
  • Verification from your landlord if you rent office / industrial / retail space.

Contact LendLink





Phone:

087 135 4389

Essential SSL
Essential SSL